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How ‘chamas’ and mutual credit are changing Africa: Shaila Agha of the Sarafu Network

Low Impact

We just have to move away from the idea that it’s for vulnerable households to the idea that it’s for everyone. They meet up, and they have something called the ‘merry-go-round’ system. Everyone I know in Kenya is involved in a chama. I didn’t realise that virtually everyone in Kenya is involved with a chama.

Africa 101